We recommend getting a loan prequalification with Qualify Before You Buy so that way you know what loan programs your credit, income and available cash qualify you for.

Once you are under contract it can take anywhere from 20-45 days to close. The normal close date sellers like is about around 30 days. The first 10 days are your buyer's home inspection period. After that is the lender appraisal and last 10 days are your final conditions needed to close the loan.

Drop down: Yes. The savings come from several factors in the home buying process. A better sales price, seller contributions towards: buyers closing costs, towards buyer agent representation  fee's,. towards home inspection repair requests even interest savings by getting a better interest rate.

Drop down, Yes. Sales prices over $700,000 have a higher buyer guarantee. We have seen buyers in all tiers save more than then minimums.

Drop down. If the savings guarantee minimum was not achieved we will pay you the proper credit towards your transaction closing cost credits at settlement if those are already paid than we issue the CASH balance with a borrower signed w-9.